I’ve been in the insurance industry for over thirty years and a large number of my clients are in the farming industry. I grew up on a dairy farm myself and today my wife and I breed horses on our stud farm in beautiful Matamata.

Today my son Reagan Bax works in my insurance business with me.

I’ve written this report especially for our farming clients.

It’s in plain English and I’ve tried to keep it as simple and easy to

understand as possible.

In this report I cover four key points that farmers need to know about how they can use insurance to effectively protect their health, wealth and family.

I trust you get some real value from reading it and I look forward to your comments.

Kind regards

February 2009